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FTMO review
Most established name. Fee refunded with first payout on eligible programs. Funded accounts are simulated.
#2 of 10
Score breakdown
Calculated automatically from the facts on this page. How we score prop firms.
Pros and cons
What we like
- Longest track record of any firm we list (since 2014)
- Fee refunded with your first reward on the 2-step
- Very strong Trustpilot rating from 50,000+ reviews
Watch out for
- One of the most expensive $100k challenges
- No Rise payouts listed
- Base split is 80% — 90% only through scaling
Price
- $100k challenge
- €540 (≈$583, 2-step)
- Cheapest challenge
- €79 (≈$85) for a $10k 1-step
- Programs
- 2-step (also 1-step)
- Fee refunded with 1st payout
- Yes
Rules and T&Cs
- Profit targets
- 10% → 5%
- Daily loss limit
- 5%
- Max loss
- 10% static
- News trading
- No orders 2 min either side of major news on the standard funded account (the Swing account has no news limit)
- EAs / bots
- Allowed within server limits
Rules differ between programs and change often. Read the firm's full rulebook for the exact account you buy.
Payouts
- Schedule
- First reward from day 14; processed in 1–2 business days
- Profit split
- 80% → up to 90% with scaling
- Payout methods
- Crypto · Bank transfer · Skrill
Trust and track record
- Based
- Prague, Czech Republic
- Founded
- 2014
- Trustpilot
- 4.8/5 from 54,942 reviews (22 Oct 2026)
Platforms and execution
- Platforms
- MT4, MT5, cTrader
- Execution speed
- Not published — FTMO adds a simulated delay of up to 200 ms on purpose
FAQ
How much is the FTMO $100k challenge?
€540 (≈$583, 2-step). The cheapest challenge is €79 (≈$85) for a $10k 1-step. Prices change often, so check the firm's site before you pay.
How do payouts work at FTMO?
First reward from day 14; processed in 1–2 business days. The challenge fee is refunded with your first payout.
Can I get paid in Africa?
Confirmed payout methods: Crypto, Bank transfer, Skrill. See our guide on getting paid by a prop firm in Africa.
Is FTMO regulated?
No. Prop firms sell trading evaluations, not investment accounts, so no African regulator protects your fee.
What are the main rules?
Profit targets 10% → 5%; daily loss 5%; max loss 10% static. News: No orders 2 min either side of major news on the standard funded account (the Swing account has no news limit). EAs: Allowed within server limits.
How is the 7.8/10 score calculated?
From seven weighted factors — price & minimum buy-in 15%, payouts 20%, profit split 10%, rules & t&cs 20%, trust & track record 20%, getting paid in africa 10%, platforms 5% — applied to the facts on this page.
Sources: FTMO FAQ — Is the entry fee refunded? ↗FTMO FAQ — Can I trade news? ↗FTMO FAQ — How do I withdraw my reward? ↗PropTradingVibes — FTMO pricing ↗BrokerAnalysis — FTMO pricing ↗Trustpilot — FTMO ↗ · Last checked Oct 2026